Most service businesses should expect to pay between $300 and $1,000 a month for professional bookkeeping, depending on size and complexity. At FRAXN, plans start at $309 a month and scale from there. The right number is less about finding the cheapest option and more about what the books are worth to you when you actually need them.

What actually drives the price

Bookkeeping is not one-size-fits-all. A single-truck operator with one bank account pays far less than a multi-branch company running several systems. The main things that move the price:

  • Annual revenue: it’s hard to keep your finger on the number of monthly transactions so this flat-rate pricing keeps it simple.
  • Number of accounts and locations: each one adds work.
  • Catch-up: if you are months behind, cleaning that up is a one-time cost on top of monthly work.

The three ways owners buy bookkeeping

1. Do it yourself in QuickBooks. It looks free, but it costs you nights and weekends, and most owners still get it wrong in ways that cost more at tax time.

2. Hire the cheapest bookkeeper you can find. Often $100 to $200 a month, frequently overseas, and usually generic. They can categorize transactions, but they do not know your chart of accounts, your seasonality, or how your books should line up with the jobs you already track in your CRM.

3. Use a specialist who knows the trades. This is where FRAXN sits. We do bookkeeping only for service businesses across the trades, so the numbers reflect how you actually operate.

What you should get for the money

Whatever you pay, the deliverable should be the same short list, done right and on time:

  • Bank and credit card reconciliation every month.
  • Monthly financials you can actually read.
  • Industry benchmarking that compares you to operators your size, not to restaurants and law firms.

That last piece is the one most operators have never had, and it is where the money is. We work inside the tools you already run, including FieldRoutes, PestPac, GorillaDesk, ServiceTitan, and QuickBooks Online. You can see the full scope on our services page.

The real cost of paying too little

Cheap books are expensive. Across our 125-operator benchmark, top performers run about 24.2% EBITDA while everyone else runs about 12.7%. On a $1M book, that gap is roughly $115,000 a year. EBITDA is just the cash your business throws off before interest, taxes, and equipment depreciation. Owners land in the bottom group not because they spend too little on chemicals, but because they cannot see their numbers early enough to fix a leak.

How much should a service business pay for bookkeeping?

Plan on $300 to $1,000 a month for specialized monthly bookkeeping, with FRAXN starting at $309. It is generally a fit for operators doing $200K a year or more, where the numbers are big enough that clarity changes decisions.

Frequently asked questions

Is a bookkeeper worth it for a small service business?

Yes, once you are past about $200K in revenue. Below that you can often manage in QuickBooks. Above it, the tax savings and better decisions usually cover the cost several times over.

What is the difference between a bookkeeper and an accountant?

A bookkeeper keeps your day-to-day financials accurate and current. Tax prep and filing is a separate job on top of that, and FRAXN does both. Your books and your taxes, business, personal, and sales tax, come from one team working off the same clean numbers.

Why does specialized bookkeeping cost more than an overseas bookkeeper?

Because you are paying for someone who knows your industry: your chart of accounts, your seasonality, and how your books connect to the field software you run. Generic bookkeeping is cheaper because it is generic, and it usually shows up in reports you cannot use.

See where you stand

The fastest way to know if you are overpaying, underpaying, or leaving profit on the table is to compare your numbers to operators like you. Your personalized benchmark shows exactly that, in one business day.

Thirty minutes. Straight answer.

I’ll ask about your numbers. Some of it is going to be uncomfortable.

At the end you’ll know whether we can help. If we can’t, I’ll tell you and point you somewhere better.

No deck. No demo. No guy who won’t take no.